Not sure if your project needs a permit? You’re not alone. The rules vary by city—but here’s a general breakdown.
You Usually Need a Permit If You’re:
- Moving or adding plumbing
- Altering electrical wiring
- Changing the structure (walls, beams, windows)
- Adding or finishing a basement suite
- Installing HVAC systems
You Usually Don’t Need One For:
- Painting or wallpapering
- Replacing cabinets in the same location
- Swapping light fixtures (with no wiring changes)
- Installing new flooring
What Happens If You Skip It? Fines, delays, and trouble when selling your house. Unpermitted work may also void your home insurance.
How to Get It Right:
- Call your local building department before you start
- Work with licensed contractors who pull permits for you
- Keep records of everything
Final Word When in doubt, ask. It’s cheaper to double-check than to redo work later. Permits may feel like a pain—but they protect you and your home.